What is a Target Date Fund & should you consider it for retirement?

Retirement planning is one of the key aspects of the Personal financial management which a lot of us conveniently procrastinate about & forget to realize its importance until it is too late. The statistics are pretty scary as well – one in three Americans have nothing saved for retirement and the proportion is even higher among Millennials where more than 40% haven’t even begun saving for retirement. As we continue to live longer, the importance of a stable source of income during retirement years has become even more important. And for that, we need to choose a savings plan which…...